No Obligation Process
At Premier IFA, all of our clients have the opportunity to receive an independent, no obligation, free and complimentary pension review and recommendation report.
This service will be of particular interest if any of the following apply to your scheme or schemes:
- A Personal Pension.
- A frozen Personal Pension.
- A With Profits Personal Pension.
- A Personal Pension with a company that may be overpriced.
- A Personal Pension where the provider no longer sells new pensions.
- A Company Pension with an employer who has ceased trading.
- A Company Pension which is being closed or changed.
- Been or getting divorced.
Financial Services advice is based on individual circumstances which become known to an adviser through some form of Fact Finding exercise. As a client, you get to know about the adviser through things like a business card, a Terms of Business letter and also a document called Key Facts which include details of the cost and manner of charges. You can of course also check the Financial Services Register to reassure yourself further. fsa.gov.uk
It is quite clear that the choices available to you for advice and services are either paying for them in the form of a Fee or by allowing that firm to receive a commission from a product or service provider should a transaction occur.
We will still give you the options at the outset. If you would like to pay a fee you can, although we cannot see why you would want to at this stage. Once we have completed a Review of your existing pensions and made recommendations you will once again have the same choices. If the advice and recommendations made are that your pension should stay where it is then there is no charge. If the advice and recommendations are to move your funds and you do not take the advice there is no charge. If the advice and recommendations are to move your funds and you accept the advice you will be given the choice of payment options. You can pay a fee or allow us to receive a commission from the new provider.
